Hotel Loans in Albuquerque.
Hospitality acquisition, refinance, and PIP funding for ABQ hoteliers.
Funding partner for hotel & hospitality businesses across the Albuquerque metro.
Soft Credit Pull Only· 75+ Lender Network· No Application Fees· Local Albuquerque TeamEverything you need to know about hotel loans in Albuquerque.
Hotel lending is its own ecosystem — and Vanward Financial structures hospitality loans for limited-service flags, boutique independents, and full-service properties across New Mexico. SBA 7(a) up to $5M, SBA 504 for owner-occupied real estate, CMBS for stabilized assets, and bridge debt for repositioning or PIP. We work with Marriott, Hilton, IHG, Choice, and Wyndham franchise lenders who already underwrite to brand standards, plus independent hotel specialists for boutiques. Whether you're acquiring a 90-key Hampton, executing a PIP on a Holiday Inn Express, or refinancing into permanent debt after stabilization, we package the file across the right lender pool the first time.
Hotel acquisition loans with SBA and conventional structures
SBA 7(a) funds up to $5M of hotel acquisitions (real estate + business) with 25-year terms — typically the cheapest capital for hotels under $7M total. Above that, we transition to SBA 504 or conventional CRE structures.
PIP and renovation financing
Brand PIPs are non-negotiable — and underfunded PIPs kill franchise agreements. We structure PIP financing through SBA 7(a), supplemental loans on existing SBA debt, and conventional CapEx lines so you can execute on schedule without raiding working capital.
Hotel refinance and rate-and-term
Refinancing out of acquisition debt into permanent CMBS or SBA 504 once the property is stabilized can drop your debt service by 20%–30%. We model the savings, package the file, and shop lenders.
What you'll need to qualify.
Hotel Loans at a glance.
| Term | Details |
|---|---|
| Funding Range | Varies by program and credit profile |
| Interest Rate | Starting at 8.99% APR (program dependent) |
| Term | 10 – 25 years |
| Origination Fee | 0% – 3% (disclosed before signing) |
| Collateral | Equipment, AR, or unsecured options available |
Hotel Loans FAQ
Other ways to fund your business.
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